"I'm sorry Ma'am, your card was declined."
"What? No that can't be. Here let me try it again."
"Sure thing. Go ahead—I'm sorry it's still declined."
She held out her credit card and identification card. "Here, you do it."
"Ma'am? I'm sorry but I can't do it. If your card is being declined, I can't make it work."
"REALLY? You can't???"
"Do you have any other means of payment?"
"No! I do not." She answered while pulling out a twenty from her purse, and then another, followed by one more.